Earnings and Results Disclaimer

Effective date: September 8, 2026

This Disclaimer applies to EPIC Retreats Cabo, including its website, application and registration pages,

advertisements, emails, texts, videos, presentations, conversations, retreat materials, and related content.

The offering is provided by Bald Business LLC, doing business as EPIC ("EPIC," "we," "us," or "our"). It

should be read with the EPIC Cabo Terms of Service and Retreat Terms of Purchase.

EPIC CABO PROVIDES BUSINESS EDUCATION, DISCUSSION, AND EXPERIENCES. IT DOES NOT

GUARANTEE EARNINGS, PROFIT, DEALS, FUNDING, AN EXIT, OR ANY OTHER BUSINESS OR

PERSONAL RESULT. YOU MAY ACHIEVE NO FINANCIAL IMPROVEMENT AND MAY LOSE MONEY

THROUGH YOUR OWN BUSINESS OR INVESTMENT DECISIONS. DO NOT PURCHASE ON THE

ASSUMPTION THAT THE RETREAT WILL PAY FOR ITSELF.

1. What you are purchasing

Your purchase provides the admission, sessions, materials, and experiences expressly included in your

accepted Order. It does not purchase a specified outcome, income stream, business valuation,

investment, customer base, financing commitment, or access to a particular transaction.

The word "investment," when used for the price of the Retreat, refers to spending on education and

participation. It does not mean that the fee purchases a security, ownership interest, managed investment,

franchise, or guaranteed business opportunity. An EPIC Cabo purchase does not include a promise to

buy, fund, sell, manage, or partner in your business.

2. No financial or performance guarantee

We do not promise any level of revenue, profit, cash flow, return on investment, cost savings, sales,

customers, productivity, funding, enterprise value, or wealth. We do not guarantee a partnership,

acquisition, investment opportunity, business sale, exit multiple, referral, hiring result, or access to another

person's network or capital.

Descriptions of better decisions, clearer priorities, momentum, implementation, operating systems,

alignment, or relationships describe the intended educational experience. They are not a promise that

your operations, leadership, personal life, or business performance will change by a particular amount or

within a particular time.

Participation, attendance at every session, completion of pre-work, or diligent implementation does not

ensure success. Hard work alone is not sufficient to predict an outcome. An outcome can be negative

even when you act carefully.

3. Your circumstances and risk

Outcomes depend on factors including your industry, business model, product or service, starting financial

condition, access to capital, experience, team, capacity, decisions, execution, and available time.

Competition, economic conditions, regulation, interest rates, market demand, timing, and unforeseen

events also matter. EPIC does not control these variables.

Business activities may involve operating losses, failed initiatives, employee or contractor costs, taxes,

financing costs, legal expenses, and loss of invested capital. Evaluating an idea discussed at the Retreatcan require additional professional advice, diligence, technology, personnel, or capital. Those costs are

separate from the Retreat price unless expressly included in your Order.

Assess affordability and suitability before purchasing. Do not rely on expected future earnings to justify an

expense you cannot afford. EPIC does not determine whether a particular business or financial decision is

appropriate for you.

4. Testimonials, participant stories, and selected examples

Testimonials, interviews, success stories, business histories, screenshots, and case examples describe

particular people and circumstances. Selection for publication is not a statistical sample of all attendees. A

featured person's success may reflect years of work, experience, resources, business conditions, or

activities unrelated to EPIC Cabo.

An endorsement of Vic Keller, another EPIC program, or a professional relationship does not establish

that the person attended the Cabo Retreat, purchased the same package, or achieved a result because of

that Retreat. A relationship testimonial is not an earnings study. Past achievements are not a forecast of

future performance.

We do not represent selected success stories as the average or generally expected financial result of

attending EPIC Cabo. A specific results claim must be evaluated in its actual context, including the

relevant program, period, costs, and any clearly disclosed generally expected performance. A general

statement that results vary does not excuse an inaccurate, unsupported, or misleading claim.

If a statement could reasonably be understood as promising a financial result, request clarification at

info@vickeller.com before relying on it. This Disclaimer does not require you to disregard an express,

legally enforceable representation or surrender a remedy for deceptive advertising.

5. Revenue, enterprise value, and deal references

Revenue is not profit. A gross sales figure may exclude operating expenses, taxes, refunds, financing

costs, and the investment needed to generate those sales. Enterprise value is not the same as equity

value, cash received, personal wealth, or a realized return. A deal's stated value is not necessarily the

cash paid to a participant.

An announced, proposed, negotiated, or introduced transaction may not close. A letter of intent, financing

discussion, referral, or potential opportunity is not a completed deal or a guaranteed economic benefit.

Evaluate whether a numerical example describes actual receipts, estimates, projections, or another

measure.

References to Vic Keller's companies, leadership experience, acquisitions, or exits describe his

background in their stated context. They do not show what a Cabo attendee can expect to earn.

References to third-party companies, prominent people, media appearances, or logos do not imply

sponsorship of or participation in the Cabo Retreat unless specifically and accurately stated.

6. Hypothetical illustrations and forward-looking statements

Models, sample calculations, scenarios, projections, and estimates are educational illustrations unless

explicitly identified as verified historical results. They depend on assumptions that may not hold, may omit

material costs or risks, and should not be treated as forecasts for your business. Small changes in

assumptions can substantially change the result.Forward-looking statements about growth, market opportunities, valuations, or future performance involve

uncertainty. Actual results may differ materially. A past example or successful strategy does not establish

that it will work in another business or economic environment. Verify assumptions and obtain appropriate

professional input before using a model or forecast.

7. Education and professional relationships

EPIC Cabo is not a substitute for your own legal, tax, accounting, financial, securities, investment,

medical, or other licensed professional advice. Discussions, questions, feedback, or introductions do not

by themselves create a fiduciary duty or an attorney-client, investment advisory, brokerage, agency, or

other professional relationship.

Consider information in light of your circumstances and obtain independent advice from appropriately

qualified professionals. You are responsible for due diligence, regulatory compliance, contracts,

implementation, and decisions. Nothing in this Disclaimer excuses an obligation or relationship that

applicable law imposes based on actual conduct.

8. Networking, third parties, and separate transactions

Attendance does not guarantee that you will meet a particular person, receive private time, obtain an

introduction, secure financing, access proprietary deals, or form a lasting relationship. Any specifically

purchased access remains subject to your Order and the Terms.

Statements by attendees, vendors, guests, or other third parties are not automatically EPIC

representations. EPIC does not guarantee their honesty, solvency, credentials, investment performance,

or contractual performance. Conduct your own checks and use separate written agreements before

exchanging funds or confidential information. EPIC is not a party to a transaction merely because the

parties met through the Retreat.

9. Endorsement relationships and incentives

A featured person may be a customer, colleague, employee, investor, adviser, business partner, affiliate,

friend, or recipient of complimentary or discounted access. A connection that could affect the weight or

credibility of an endorsement should be disclosed clearly with that endorsement when required. This

general notice is not a substitute for identifying a relevant relationship near a particular testimonial.

No one should infer that an endorsement is independent solely because no payment is mentioned. We do

not authorize fabricated testimonials, misleading edits, undisclosed material incentives, or a claim that a

person used a service they did not use. Compensation or a benefit does not justify an inaccurate

statement.

10. No outcome-based refund

EPIC's commercial policy is that Retreat sales are final and payments are non-refundable. Failure to

obtain expected earnings, growth, deals, relationships, clarity, satisfaction, or another desired result does

not create a voluntary refund, credit, transfer, or waiver of a valid installment balance. The full payment,

cancellation, event-change, and mandatory-rights provisions are in the Terms of Service and Retreat

Terms of Purchase.

This Disclaimer does not eliminate a legally required refund, a remedy for non-delivery or

misrepresentation, a protected payment dispute, or another non-waivable right. It does not release EPIC

from an express contractual obligation to provide the purchased experience.

11. Interpretation, questions, and updates

No employee, salesperson, host, speaker, or participant is authorized to promise guaranteed earnings on

EPIC's behalf. Any specific written guarantee expressly approved by EPIC must be evaluated according to

its terms and applicable law. A broad disclaimer cannot contradict a material representation or cure an

otherwise misleading advertisement.

We may update this Disclaimer for future communications and purchases. The version accepted for an

existing purchase remains subject to the amendment provisions in the Terms. An update does not erase

an accrued right or retroactively supply a missing disclosure.

For questions or to report a claim that appears inconsistent with this Disclaimer, contact:

Bald Business LLC, DBA EPIC

2600 E Southlake Blvd, Ste 120-306

Southlake, TX 76092, United States

info@vickeller.com